@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@700;900&family=Source+Sans+3:wght@400;500;600&display=swap');:root{--tmg-navy:#0d1b3e;--tmg-navy2:#162447;--tmg-green:#1db954;--tmg-green2:#17a048;--tmg-green3:#0e7a35;--tmg-gold:#f5a623;--tmg-light:#f7f9fc;--tmg-border:#e2e8f0;--tmg-muted:#5a6a7a;--tmg-shadow:0 4px 24px rgba(13,27,62,.10);--tmg-shadow-lg:0 8px 40px rgba(13,27,62,.16);--tmg-r:12px}*,*::before,*::after{box-sizing:border-box}html{scroll-behavior:smooth}body{font-family:'Source Sans 3',-apple-system,BlinkMacSystemFont,sans-serif;color:#1a1a2e;background:var(--tmg-light);font-size:17px;line-height:1.75}h1,h2,h3,h4,h5,h6{font-family:'Playfair Display',Georgia,serif;color:var(--tmg-navy);line-height:1.2;font-weight:700}h1{font-size:clamp(28px, 4vw, 46px);font-weight:900}h2{font-size:clamp(22px, 3vw, 32px)}h3{font-size:clamp(18px, 2.5vw, 24px)}p{margin-bottom:1.1rem;color:#2d3748}a{color:var(--tmg-green3);text-decoration:underline;transition:color .2s}a:hover{color:var(--tmg-green)}strong{color:var(--tmg-navy)}.site-header,.site-header.has-sticky-header{background:var(--tmg-navy) !important;box-shadow:0 2px 20px rgba(0,0,0,.3) !important;padding:0
!important}.site-logo
img{max-height:48px !important;width:auto !important}.main-navigation,
.main-nav
ul{background:var(--tmg-navy) !important}.main-nav ul li
a{color:rgba(255,255,255,.85) !important;font-family:'Source Sans 3',sans-serif !important;font-size:14px !important;font-weight:500 !important;padding:8px
16px !important;border-radius:6px !important;transition:all .2s !important;text-decoration:none !important}.main-nav ul li a:hover,
.main-nav ul li.current-menu-item>a{background:var(--tmg-green) !important;color:#fff !important}.main-nav ul li.menu-cta>a{background:var(--tmg-green) !important;color:#fff !important;font-weight:600 !important}.main-nav ul li.menu-cta>a:hover{background:var(--tmg-green2) !important}.main-nav ul
ul{background:var(--tmg-navy2) !important;border:1px
solid rgba(255,255,255,.1) !important;border-radius:8px !important;box-shadow:var(--tmg-shadow-lg) !important}.menu-toggle{color:#fff !important;background:transparent !important;border:1px
solid rgba(255,255,255,.3) !important;border-radius:6px !important}.container,.grid-container{max-width:1200px !important;padding:0
24px !important}.content-area{padding:40px
0}.page-hero{background:linear-gradient(135deg, var(--tmg-navy) 0%, var(--tmg-navy2) 60%, #1a3a1a 100%);color:#fff;padding:72px
24px 56px;text-align:center;position:relative;overflow:hidden}.page-hero::before{content:'';position:absolute;inset:0;background:url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='%231db954' fill-opacity='0.04'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/svg%3E")}.page-hero .hero-inner{max-width:760px;margin:0
auto;position:relative}.hero-badge{display:inline-block;background:rgba(29,185,84,.2);border:1px
solid rgba(29,185,84,.4);color:var(--tmg-green);font-size:13px;font-weight:600;padding:6px
16px;border-radius:20px;margin-bottom:20px;letter-spacing: .5px}.page-hero
h1{font-size:clamp(32px, 5vw, 56px);font-weight:900;color:#fff;margin-bottom:18px;line-height:1.12}.page-hero h1
span{color:var(--tmg-green)}.page-hero
p{font-size:18px;color:rgba(255,255,255,.85);max-width:580px;margin:0
auto 32px;line-height:1.6}.hero-stats{display:flex;justify-content:center;gap:40px;margin-top:48px;padding-top:36px;border-top:1px solid rgba(255,255,255,.12);flex-wrap:wrap}.stat-num{font-family:'Playfair Display',serif;font-size:30px;font-weight:900;color:var(--tmg-green);line-height:1;display:block}.stat-label{font-size:13px;color:rgba(255,255,255,.65);margin-top:4px;display:block}.btn,.wp-block-button__link,button[type="submit"]{font-family:'Source Sans 3',sans-serif !important;font-weight:700 !important;border-radius:8px !important;transition:all .2s !important;text-decoration:none !important}.btn-primary, .wp-block-button.is-style-fill .wp-block-button__link{background:var(--tmg-green) !important;color:#fff !important;padding:14px
28px !important;border:none !important}.btn-primary:hover{background:var(--tmg-green2) !important;transform:translateY(-1px)}.btn-secondary{background:transparent !important;color:#fff !important;padding:13px
28px !important;border:2px
solid rgba(255,255,255,.4) !important}.btn-secondary:hover{border-color:#fff !important;background:rgba(255,255,255,.1) !important}.tmg-cat-grid{display:grid;grid-template-columns:repeat(auto-fit, minmax(220px, 1fr));gap:20px;margin:32px
0}.tmg-cat-card{background:#fff;border-radius:var(--tmg-r);padding:28px
24px;border:1px
solid var(--tmg-border);transition:all .25s;text-decoration:none !important;display:block}.tmg-cat-card:hover{transform:translateY(-4px);box-shadow:var(--tmg-shadow-lg);border-color:var(--tmg-green)}.tmg-cat-icon{font-size:32px;margin-bottom:14px;display:block}.tmg-cat-title{font-family:'Playfair Display',serif;font-size:19px;color:var(--tmg-navy);margin-bottom:6px;font-weight:700}.tmg-cat-desc{font-size:14px;color:var(--tmg-muted);line-height:1.5}.tmg-cat-count{display:inline-block;background:var(--tmg-light);color:var(--tmg-green3);font-size:12px;font-weight:600;padding:3px
10px;border-radius:20px;margin-top:12px}.tmg-post-grid{display:grid;grid-template-columns:repeat(auto-fill, minmax(300px, 1fr));gap:24px;margin:32px
0}.tmg-post-card{background:#fff;border-radius:var(--tmg-r);overflow:hidden;border:1px
solid var(--tmg-border);transition:all .25s}.tmg-post-card:hover{transform:translateY(-3px);box-shadow:var(--tmg-shadow-lg)}.tmg-post-card .card-img{width:100%;height:180px;object-fit:cover;display:block}.tmg-post-card .card-bar{height:4px}.bar-taxes{background:linear-gradient(90deg, #1db954, #17a048)}.bar-banking{background:linear-gradient(90deg, #2196f3, #1565c0)}.bar-saving{background:linear-gradient(90deg, #ff9800, #e65100)}.bar-insurance{background:linear-gradient(90deg, #9c27b0, #6a1b9a)}.bar-tools{background:linear-gradient(90deg, #00bcd4, #006064)}.tmg-post-card .card-body{padding:20px
24px}.card-tag{display:inline-block;font-size:11px;font-weight:700;padding:3px
10px;border-radius:20px;margin-bottom:10px;text-transform:uppercase;letter-spacing: .5px}.tag-taxes{background:#e8f5e9;color:#1b5e20}.tag-banking{background:#e3f2fd;color:#0d47a1}.tag-saving{background:#fff3e0;color:#e65100}.tag-insurance{background:#f3e5f5;color:#4a148c}.tag-tools{background:#e0f7fa;color:#006064}.tmg-post-card .card-title{font-family:'Playfair Display',serif;font-size:18px;color:var(--tmg-navy);margin-bottom:8px;line-height:1.3;font-weight:700;text-decoration:none !important}.tmg-post-card .card-excerpt{font-size:14px;color:var(--tmg-muted);line-height:1.5;margin:0}.tmg-post-card .card-footer{padding:12px
24px;border-top:1px solid var(--tmg-border);display:flex;align-items:center;justify-content:space-between}.card-read-time{font-size:13px;color:var(--tmg-muted)}.single .entry-header{background:var(--tmg-navy);color:#fff;padding:56px
24px 44px;margin-bottom:0}.single .entry-header .entry-title{font-size:clamp(26px, 4vw, 44px);color:#fff !important;font-weight:900;max-width:760px;margin:0
auto;line-height:1.2}.single .entry-meta{max-width:760px;margin:12px
auto 0;color:rgba(255,255,255,.7);font-size:14px;display:flex;gap:20px;flex-wrap:wrap}.single .post-thumbnail{max-width:760px;margin:0
auto 32px;border-radius:var(--tmg-r);overflow:hidden}.single .post-thumbnail
img{width:100%;max-height:420px;object-fit:cover;display:block;border-radius:var(--tmg-r)}.entry-content{max-width:760px;margin:0
auto;padding:48px
24px;font-size:16.5px;line-height:1.82}.entry-content
h2{font-size:26px;color:var(--tmg-navy);margin:44px
0 16px;padding-bottom:10px;border-bottom:3px solid var(--tmg-green);font-weight:700}.entry-content
h3{font-size:20px;color:var(--tmg-navy);margin:32px
0 12px;font-weight:600}.entry-content
p{margin-bottom:1.2rem}.entry-content ul, .entry-content
ol{margin:0
0 1.2rem 1.4rem}.entry-content
li{margin-bottom:8px}.entry-content
a{color:var(--tmg-green3);font-weight:500}.entry-content
img{width:100%;border-radius:10px;margin:16px
0 24px;max-height:400px;object-fit:cover}.tmg-tip{background:#e8f5e9;border-left:4px solid var(--tmg-green);padding:16px
20px;border-radius:0 8px 8px 0;margin:24px
0;font-size:15px}.tmg-warn{background:#fff8e1;border-left:4px solid var(--tmg-gold);padding:16px
20px;border-radius:0 8px 8px 0;margin:24px
0;font-size:15px}.tmg-disclaimer{background:var(--tmg-light);border:1px
solid var(--tmg-border);padding:14px
18px;border-radius:8px;margin-top:40px;font-size:13px;color:var(--tmg-muted);line-height:1.6}.tmg-table, .entry-content
table{width:100%;border-collapse:collapse;margin:24px
0;font-size:14.5px;border-radius:10px;overflow:hidden;box-shadow:var(--tmg-shadow)}.tmg-table th, .entry-content table
th{background:var(--tmg-navy);color:#fff;padding:12px
16px;text-align:left;font-weight:600;font-family:'Source Sans 3',sans-serif}.tmg-table td, .entry-content table
td{padding:11px
16px;border-bottom:1px solid var(--tmg-border)}.tmg-table tr:nth-child(even), .entry-content table tr:nth-child(even){background:#f7f9fc}.widget-area{padding:0
0 0 32px}.widget{background:#fff;border-radius:var(--tmg-r);border:1px
solid var(--tmg-border);padding:22px;margin-bottom:24px}.widget-title{font-family:'Playfair Display',serif !important;font-size:17px !important;color:var(--tmg-navy) !important;margin-bottom:16px !important;padding-bottom:10px !important;border-bottom:2px solid var(--tmg-green) !important;font-weight:700 !important}.widget
ul{list-style:none;padding:0;margin:0}.widget ul
li{padding:8px
0;border-bottom:1px solid var(--tmg-border)}.widget ul li:last-child{border:none}.widget ul li
a{color:var(--tmg-navy) !important;font-size:14px;text-decoration:none !important;font-weight:500;transition: .15s}.widget ul li a:hover{color:var(--tmg-green) !important}.widget-cta{background:var(--tmg-navy) !important;color:#fff;text-align:center}.widget-cta .widget-title{color:#fff !important}.tmg-lead-section{background:linear-gradient(135deg, var(--tmg-navy) 0%, #1a3a1a 100%);padding:72px
24px;color:#fff;text-align:center}.tmg-lead-section
h2{font-size:clamp(26px, 4vw, 38px);color:#fff;margin-bottom:12px;font-weight:900}.tmg-lead-section
p{font-size:18px;color:rgba(255,255,255,.85);margin-bottom:28px;max-width:520px;margin-left:auto;margin-right:auto}.tmg-lead-form{display:flex;gap:12px;max-width:460px;margin:0
auto;flex-wrap:wrap;justify-content:center}.tmg-lead-form input[type="email"]{flex:1;min-width:220px;padding:14px
18px;border-radius:8px;border:none;font-size:15px;font-family:'Source Sans 3',sans-serif}.tmg-lead-form
button{background:var(--tmg-green);color:#fff;border:none;padding:14px
24px;border-radius:8px;font-weight:700;font-size:15px;cursor:pointer;font-family:'Source Sans 3',sans-serif;transition: .2s}.tmg-lead-form button:hover{background:var(--tmg-green2)}.tmg-lead-perks{display:flex;gap:24px;justify-content:center;margin-top:18px;flex-wrap:wrap}.tmg-lead-perks
span{font-size:13px;color:rgba(255,255,255,.7)}.breadcrumb-trail{background:var(--tmg-navy2) !important;padding:12px
24px !important;font-size:13px !important}.breadcrumb-trail a, .breadcrumb-trail .trail-item{color:rgba(255,255,255,.65) !important;text-decoration:none !important}.breadcrumb-trail a:hover{color:var(--tmg-green) !important}.breadcrumb-trail .trail-end{color:rgba(255,255,255,.9) !important}.breadcrumb-trail
.sep{color:rgba(255,255,255,.35) !important}.archive-header{background:var(--tmg-navy);color:#fff;padding:48px
24px 36px}.archive-title{font-family:'Playfair Display',serif !important;font-size:clamp(26px, 4vw, 40px) !important;color:#fff !important;font-weight:900 !important;max-width:760px;margin:0
auto !important}.archive-description{max-width:760px;margin:12px
auto 0 !important;color:rgba(255,255,255,.75) !important;font-size:16px !important}.tmg-calculator{background:#fff;border-radius:var(--tmg-r);box-shadow:var(--tmg-shadow-lg);overflow:hidden;max-width:820px;margin:40px
auto}.calc-header{background:var(--tmg-navy);color:#fff;padding:28px
32px}.calc-header
h2{font-size:26px;color:#fff;margin-bottom:6px;font-weight:900}.calc-body{padding:32px}.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-bottom:20px}.form-group{display:flex;flex-direction:column;gap:6px}.form-group
label{font-size:12px;font-weight:700;color:var(--tmg-navy);text-transform:uppercase;letter-spacing: .5px;font-family:'Source Sans 3',sans-serif}.form-group input,
.form-group
select{padding:12px
16px;border:1.5px solid var(--tmg-border);border-radius:8px;font-size:15px;font-family:'Source Sans 3',sans-serif;transition: .2s;background:#fff}.form-group input:focus,
.form-group select:focus{outline:none;border-color:var(--tmg-green);box-shadow:0 0 0 3px rgba(29,185,84,.12)}.calc-btn{background:var(--tmg-navy);color:#fff;border:none;padding:16px;border-radius:8px;font-size:16px;font-weight:700;cursor:pointer;width:100%;font-family:'Source Sans 3',sans-serif;transition: .2s;letter-spacing: .3px}.calc-btn:hover{background:var(--tmg-green)}.results-wrap{display:none;margin-top:28px;padding-top:28px;border-top:2px solid var(--tmg-border)}.results-wrap.show{display:block}.results-hero{background:linear-gradient(135deg, var(--tmg-navy), var(--tmg-navy2));color:#fff;border-radius:var(--tmg-r);padding:24px
28px;text-align:center;margin-bottom:20px}.results-hero
.big{font-family:'Playfair Display',serif;font-size:48px;font-weight:900;color:var(--tmg-green);line-height:1}.res-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.res-card{background:var(--tmg-light);border-radius:8px;padding:18px
20px;border:1px
solid var(--tmg-border)}.res-card
h4{font-size:12px;font-weight:700;color:var(--tmg-muted);text-transform:uppercase;letter-spacing: .5px;margin-bottom:12px;font-family:'Source Sans 3',sans-serif}.res-row{display:flex;justify-content:space-between;align-items:center;padding:6px
0;border-bottom:1px solid var(--tmg-border);font-size:14px}.res-row:last-child{border:none;font-weight:700}.res-row
.rv{font-weight:600;color:var(--tmg-navy)}.rv.green{color:var(--tmg-green3)}.rv.red{color:#c0392b}.q-grid{display:grid;grid-template-columns:repeat(2, 1fr);gap:12px;margin-top:20px}.q-card{background:var(--tmg-navy);color:#fff;border-radius:8px;padding:16px
18px}.q-date{font-size:11px;opacity: .7;margin-bottom:4px}.q-label{font-size:13px;font-weight:600;margin-bottom:6px}.q-amount{font-family:'Playfair Display',serif;font-size:26px;font-weight:900;color:var(--tmg-green)}.tmg-checklist .check-section{margin-bottom:32px}.tmg-checklist .check-section
h3{font-size:17px;padding:12px
16px;background:var(--tmg-navy);color:#fff;border-radius:8px;margin-bottom:16px;font-weight:700}.tmg-checklist .check-item{display:flex;align-items:flex-start;gap:14px;padding:12px
0;border-bottom:1px solid var(--tmg-border)}.tmg-checklist .check-box{width:22px;height:22px;min-width:22px;border:2px
solid var(--tmg-green);border-radius:4px;margin-top:2px;cursor:pointer;transition: .15s;display:flex;align-items:center;justify-content:center}.tmg-checklist .check-box.checked{background:var(--tmg-green);border-color:var(--tmg-green)}.tmg-checklist .check-box.checked::after{content:'✓';color:#fff;font-size:13px;font-weight:700}.tmg-checklist .check-label{font-size:15px;line-height:1.5}.tmg-checklist .check-label
small{display:block;color:var(--tmg-muted);font-size:13px;margin-top:3px}.site-footer{background:var(--tmg-navy) !important;color:rgba(255,255,255,.7) !important;padding:56px
24px 24px !important}.footer-widgets{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:40px;max-width:1200px;margin:0
auto 40px}.footer-widget
h4{color:#fff !important;font-size:12px !important;font-weight:700 !important;text-transform:uppercase !important;letter-spacing: .6px !important;margin-bottom:14px !important;font-family:'Source Sans 3',sans-serif !important}.footer-widget
a{color:rgba(255,255,255,.6) !important;text-decoration:none !important;font-size:14px !important;display:block;margin-bottom:8px;transition: .2s}.footer-widget a:hover{color:var(--tmg-green) !important}.site-info{border-top:1px solid rgba(255,255,255,.1) !important;padding-top:20px !important;color:rgba(255,255,255,.5) !important;font-size:13px !important;text-align:center !important}.footer-disclaimer{font-size:12px;color:rgba(255,255,255,.35);line-height:1.7;margin-top:20px;padding-top:16px;border-top:1px solid rgba(255,255,255,.06);max-width:1200px;margin-left:auto;margin-right:auto;text-align:center}.page-numbers{display:inline-flex;align-items:center;justify-content:center;width:40px;height:40px;border-radius:8px;border:1px
solid var(--tmg-border);font-size:14px;font-weight:600;text-decoration:none !important;color:var(--tmg-navy) !important;margin:0
4px;transition: .2s;background:#fff}.page-numbers.current,.page-numbers:hover{background:var(--tmg-navy) !important;color:#fff !important;border-color:var(--tmg-navy)}.search-form input[type="search"]{border:1.5px solid var(--tmg-border);border-radius:8px 0 0 8px;padding:10px
16px;font-family:'Source Sans 3',sans-serif}.search-form
button{background:var(--tmg-green);color:#fff;border:none;padding:10px
16px;border-radius:0 8px 8px 0;cursor:pointer}@media (max-width: 900px){.footer-widgets{grid-template-columns:1fr 1fr;gap:28px}.calc-grid,.res-grid,.q-grid{grid-template-columns:1fr}}@media (max-width: 600px){.footer-widgets{grid-template-columns:1fr}.tmg-cat-grid{grid-template-columns:1fr}.hero-stats{gap:24px}.single .entry-header{padding:36px
20px 28px}.entry-content{padding:32px
20px}.calc-body{padding:20px}}.tmg-section{padding:64px
24px}.tmg-section-alt{background:#fff}.tmg-container{max-width:1200px;margin:0
auto}.tmg-section-title{font-size:clamp(24px, 3.5vw, 36px);color:var(--tmg-navy);margin-bottom:8px;font-weight:900}.tmg-section-sub{color:var(--tmg-muted);font-size:16px;margin-bottom:36px}.text-green{color:var(--tmg-green3) !important}.text-navy{color:var(--tmg-navy) !important}.text-muted{color:var(--tmg-muted) !important}.bg-navy{background:var(--tmg-navy) !important}.bg-green{background:var(--tmg-green) !important}